Call reports 2024
FIRST NATIONAL BANK OF NOKOMIS — 2024
What FIRST NATIONAL BANK OF NOKOMIS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 174,251,000 | 179,703,000 | 181,640,000 | 177,903,000 |
| Total loans | 92,675,000 | 99,241,000 | 101,114,000 | 96,538,000 |
| Allowance for loan losses | 1,209,000 | 1,255,000 | 1,256,000 | 1,258,000 |
| Securities available for sale | 64,394,000 | 63,491,000 | 63,062,000 | 60,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,364,000 | 160,417,000 | 162,271,000 | 160,978,000 |
| Interest-bearing deposits | 110,782,000 | 113,577,000 | 114,507,000 | 111,701,000 |
| Noninterest-bearing deposits | 47,582,000 | 46,840,000 | 47,764,000 | 49,277,000 |
| Equity capital | 14,839,000 | 15,228,000 | 17,443,000 | 15,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,749,000 | 5,758,000 | 7,750,000 |
| Interest expense | 327,000 | 742,000 | 1,190,000 | 1,589,000 |
| Net interest income | 1,512,000 | 3,007,000 | 4,568,000 | 6,161,000 |
| Noninterest income | 178,000 | 369,000 | 590,000 | 796,000 |
| Noninterest expense | 1,210,000 | 2,486,000 | 3,742,000 | 5,048,000 |
| Provision for loan losses | 42,000 | 88,000 | 88,000 | 88,000 |
| Pretax income | 438,000 | 802,000 | 1,328,000 | 1,821,000 |
| Income tax | 3,000 | 3,000 | 5,000 | 11,000 |
| Net income | 435,000 | 799,000 | 1,323,000 | 1,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,687,000 | 19,877,000 | 20,286,000 | 19,296,000 |
| Total capital | 20,917,000 | 21,153,000 | 21,563,000 | 20,575,000 |
| Risk-weighted assets | 105,444,000 | 110,709,000 | 111,932,000 | 109,410,000 |