Call reports 2023
FIRST NATIONAL BANK OF NOKOMIS — 2023
What FIRST NATIONAL BANK OF NOKOMIS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 186,769,000 | 183,174,000 | 178,789,000 | 178,916,000 |
| Total loans | 87,132,000 | 89,417,000 | 90,681,000 | 92,687,000 |
| Allowance for loan losses | 1,089,000 | 1,118,000 | 1,130,000 | 1,161,000 |
| Securities available for sale | 71,458,000 | 70,187,000 | 66,789,000 | 66,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,341,000 | 168,899,000 | 165,047,000 | 163,094,000 |
| Interest-bearing deposits | 121,343,000 | 118,582,000 | 118,201,000 | 111,269,000 |
| Noninterest-bearing deposits | 50,998,000 | 50,317,000 | 46,846,000 | 51,825,000 |
| Equity capital | 13,470,000 | 13,267,000 | 12,446,000 | 14,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,686,000 | 3,452,000 | 5,268,000 | 7,100,000 |
| Interest expense | 167,000 | 383,000 | 639,000 | 899,000 |
| Net interest income | 1,519,000 | 3,069,000 | 4,629,000 | 6,201,000 |
| Noninterest income | 171,000 | 367,000 | 620,000 | 897,000 |
| Noninterest expense | 1,144,000 | 2,313,000 | 3,482,000 | 4,656,000 |
| Provision for loan losses | 0 | 42,000 | 53,000 | 81,000 |
| Pretax income | 546,000 | 946,000 | 1,577,000 | 2,212,000 |
| Income tax | 3,000 | 3,000 | 8,000 | 16,000 |
| Net income | 543,000 | 943,000 | 1,569,000 | 2,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,853,000 | 19,057,000 | 19,541,000 | 19,425,000 |
| Total capital | 19,952,000 | 20,187,000 | 20,683,000 | 20,607,000 |
| Risk-weighted assets | 105,762,000 | 105,961,000 | 106,211,000 | 107,815,000 |