Call reports 2022
FIRST NATIONAL BANK OF NOKOMIS — 2022
What FIRST NATIONAL BANK OF NOKOMIS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 185,011,000 | 187,048,000 | 177,827,000 | 178,784,000 |
| Total loans | 85,691,000 | 85,857,000 | 88,842,000 | 88,362,000 |
| Allowance for loan losses | 772,000 | 767,000 | 803,000 | 803,000 |
| Securities available for sale | 64,179,000 | 67,811,000 | 68,832,000 | 68,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,643,000 | 172,325,000 | 165,292,000 | 165,649,000 |
| Interest-bearing deposits | 121,488,000 | 122,023,000 | 117,221,000 | 115,297,000 |
| Noninterest-bearing deposits | 47,155,000 | 50,302,000 | 48,071,000 | 50,352,000 |
| Equity capital | 15,442,000 | 13,785,000 | 11,519,000 | 12,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,686,000 | 4,183,000 | 5,754,000 |
| Interest expense | 65,000 | 133,000 | 200,000 | 293,000 |
| Net interest income | 1,234,000 | 2,553,000 | 3,983,000 | 5,461,000 |
| Noninterest income | 177,000 | 386,000 | 592,000 | 782,000 |
| Noninterest expense | 1,090,000 | 2,101,000 | 3,185,000 | 4,329,000 |
| Provision for loan losses | 0 | 0 | 36,000 | 36,000 |
| Pretax income | 321,000 | 838,000 | 1,354,000 | 1,878,000 |
| Income tax | 5,000 | 10,000 | 10,000 | 16,000 |
| Net income | 316,000 | 828,000 | 1,344,000 | 1,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,182,000 | 18,571,000 | 18,972,000 | 18,802,000 |
| Total capital | 18,960,000 | 19,344,000 | 19,781,000 | 19,611,000 |
| Risk-weighted assets | 106,206,000 | 106,204,000 | 102,817,000 | 103,301,000 |