Call reports 2020
FIRST NATIONAL BANK OF NOKOMIS — 2020
What FIRST NATIONAL BANK OF NOKOMIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 155,408,000 | 166,881,000 | 165,503,000 | 171,530,000 |
| Total loans | 85,068,000 | 84,883,000 | 86,938,000 | 83,276,000 |
| Allowance for loan losses | 872,000 | 906,000 | 934,000 | 963,000 |
| Securities available for sale | 43,724,000 | 48,469,000 | 48,913,000 | 50,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,949,000 | 141,617,000 | 140,091,000 | 146,987,000 |
| Interest-bearing deposits | 103,359,000 | 106,458,000 | 104,804,000 | 106,555,000 |
| Noninterest-bearing deposits | 31,590,000 | 35,159,000 | 35,287,000 | 40,432,000 |
| Equity capital | 19,425,000 | 20,205,000 | 20,317,000 | 19,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,989,000 | 4,379,000 | 5,703,000 |
| Interest expense | 205,000 | 381,000 | 531,000 | 661,000 |
| Net interest income | 1,264,000 | 2,608,000 | 3,848,000 | 5,042,000 |
| Noninterest income | 172,000 | 321,000 | 500,000 | 724,000 |
| Noninterest expense | 1,009,000 | 2,030,000 | 3,006,000 | 3,950,000 |
| Provision for loan losses | 97,000 | 132,000 | 132,000 | 132,000 |
| Pretax income | 330,000 | 767,000 | 1,210,000 | 1,684,000 |
| Income tax | 2,000 | 2,000 | 6,000 | 13,000 |
| Net income | 328,000 | 765,000 | 1,204,000 | 1,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,550,000 | 17,820,000 | 17,988,000 | 17,275,000 |
| Total capital | 18,428,000 | 18,732,000 | 18,928,000 | 18,244,000 |
| Risk-weighted assets | 97,959,000 | 101,165,000 | 101,353,000 | 102,827,000 |