Call reports 2019
FIRST NATIONAL BANK OF NOKOMIS — 2019
What FIRST NATIONAL BANK OF NOKOMIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 150,102,000 | 149,855,000 | 151,940,000 | 152,278,000 |
| Total loans | 87,809,000 | 87,940,000 | 87,375,000 | 86,942,000 |
| Allowance for loan losses | 783,000 | 813,000 | 1,161,000 | 775,000 |
| Securities available for sale | 38,508,000 | 38,667,000 | 37,818,000 | 41,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,124,000 | 130,034,000 | 131,991,000 | 132,808,000 |
| Interest-bearing deposits | 100,997,000 | 99,706,000 | 101,589,000 | 101,211,000 |
| Noninterest-bearing deposits | 30,127,000 | 30,328,000 | 30,402,000 | 31,597,000 |
| Equity capital | 18,008,000 | 18,791,000 | 18,844,000 | 18,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,942,000 | 4,474,000 | 5,972,000 |
| Interest expense | 170,000 | 354,000 | 552,000 | 758,000 |
| Net interest income | 1,279,000 | 2,588,000 | 3,922,000 | 5,214,000 |
| Noninterest income | 163,000 | 329,000 | 521,000 | 718,000 |
| Noninterest expense | 1,007,000 | 1,996,000 | 3,006,000 | 3,972,000 |
| Provision for loan losses | 0 | 28,000 | 397,000 | 548,000 |
| Pretax income | 435,000 | 893,000 | 1,040,000 | 1,412,000 |
| Income tax | 2,000 | 2,000 | 7,000 | 10,000 |
| Net income | 433,000 | 891,000 | 1,033,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,460,000 | 17,742,000 | 17,696,000 | 17,377,000 |
| Total capital | 18,250,000 | 18,561,000 | 18,863,000 | 18,158,000 |
| Risk-weighted assets | 98,335,000 | 96,938,000 | 98,682,000 | 96,994,000 |