Call reports 2016
FIRST NATIONAL BANK OF NOKOMIS — 2016
What FIRST NATIONAL BANK OF NOKOMIS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 150,846,000 | 155,869,000 | 149,523,000 | 160,269,000 |
| Total loans | 92,138,000 | 94,349,000 | 97,866,000 | 96,779,000 |
| Allowance for loan losses | 1,099,000 | 1,179,000 | 1,197,000 | 1,378,000 |
| Securities available for sale | 27,333,000 | 26,613,000 | 32,666,000 | 39,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,822,000 | 137,186,000 | 130,567,000 | 142,953,000 |
| Interest-bearing deposits | 108,593,000 | 112,667,000 | 106,348,000 | 114,045,000 |
| Noninterest-bearing deposits | 24,229,000 | 24,519,000 | 24,219,000 | 28,908,000 |
| Equity capital | 17,156,000 | 17,721,000 | 17,883,000 | 16,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,839,000 | 4,324,000 | 5,779,000 |
| Interest expense | 104,000 | 213,000 | 323,000 | 438,000 |
| Net interest income | 1,287,000 | 2,626,000 | 4,001,000 | 5,341,000 |
| Noninterest income | 136,000 | 290,000 | 437,000 | 795,000 |
| Noninterest expense | 842,000 | 1,720,000 | 2,565,000 | 3,482,000 |
| Provision for loan losses | 50,000 | 140,000 | 163,000 | 394,000 |
| Pretax income | 531,000 | 1,056,000 | 1,744,000 | 2,294,000 |
| Income tax | 8,000 | 15,000 | 24,000 | 29,000 |
| Net income | 523,000 | 1,041,000 | 1,720,000 | 2,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,214,000 | 16,466,000 | 16,847,000 | 16,216,000 |
| Total capital | 17,319,000 | 17,651,000 | 18,050,000 | 17,536,000 |
| Risk-weighted assets | 103,557,000 | 106,084,000 | 102,429,000 | 105,504,000 |