Call reports 2015
FIRST NATIONAL BANK OF NOKOMIS — 2015
What FIRST NATIONAL BANK OF NOKOMIS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 141,306,000 | 142,982,000 | 153,770,000 | 148,805,000 |
| Total loans | 82,914,000 | 89,443,000 | 92,851,000 | 92,952,000 |
| Allowance for loan losses | 1,011,000 | 1,011,000 | 1,051,000 | 1,080,000 |
| Securities available for sale | 35,347,000 | 32,041,000 | 28,331,000 | 28,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,480,000 | 122,273,000 | 133,343,000 | 131,397,000 |
| Interest-bearing deposits | 99,689,000 | 99,255,000 | 109,421,000 | 105,657,000 |
| Noninterest-bearing deposits | 23,791,000 | 23,018,000 | 23,922,000 | 25,740,000 |
| Equity capital | 16,987,000 | 17,005,000 | 17,482,000 | 16,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,691,000 | 4,097,000 | 5,510,000 |
| Interest expense | 100,000 | 202,000 | 311,000 | 420,000 |
| Net interest income | 1,234,000 | 2,489,000 | 3,786,000 | 5,090,000 |
| Noninterest income | 134,000 | 285,000 | 430,000 | 587,000 |
| Noninterest expense | 844,000 | 1,685,000 | 2,526,000 | 3,362,000 |
| Provision for loan losses | 0 | 49,000 | 94,000 | 139,000 |
| Pretax income | 528,000 | 1,045,000 | 1,603,000 | 2,185,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 31,000 |
| Net income | 521,000 | 1,030,000 | 1,581,000 | 2,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,007,000 | 16,295,000 | 16,582,000 | 15,934,000 |
| Total capital | 17,024,000 | 17,312,000 | 17,639,000 | 17,020,000 |
| Risk-weighted assets | 89,648,000 | 94,812,000 | 101,505,000 | 101,577,000 |