Call reports 2012
FIRST NATIONAL BANK OF NOKOMIS — 2012
What FIRST NATIONAL BANK OF NOKOMIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 152,586,000 | 150,063,000 | 148,350,000 | 147,002,000 |
| Total loans | 77,089,000 | 80,390,000 | 80,603,000 | 83,018,000 |
| Allowance for loan losses | 913,000 | 945,000 | 884,000 | 881,000 |
| Securities available for sale | 50,309,000 | 52,506,000 | 47,689,000 | 44,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,768,000 | 129,807,000 | 129,522,000 | 128,903,000 |
| Interest-bearing deposits | 112,382,000 | 109,066,000 | 109,930,000 | 107,455,000 |
| Noninterest-bearing deposits | 22,386,000 | 20,741,000 | 19,592,000 | 21,448,000 |
| Equity capital | 17,027,000 | 17,429,000 | 17,937,000 | 17,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,870,000 | 4,321,000 | 5,737,000 |
| Interest expense | 247,000 | 467,000 | 673,000 | 862,000 |
| Net interest income | 1,179,000 | 2,403,000 | 3,648,000 | 4,875,000 |
| Noninterest income | 130,000 | 272,000 | 423,000 | 560,000 |
| Noninterest expense | 741,000 | 1,547,000 | 2,332,000 | 3,123,000 |
| Provision for loan losses | 36,000 | 70,000 | 120,000 | 147,000 |
| Pretax income | 542,000 | 1,068,000 | 1,634,000 | 2,184,000 |
| Income tax | 7,000 | 13,000 | 22,000 | 28,000 |
| Net income | 535,000 | 1,055,000 | 1,612,000 | 2,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,824,000 | 15,183,000 | 15,587,000 | 15,274,000 |
| Total capital | 15,743,000 | 16,134,000 | 16,477,000 | 16,162,000 |
| Risk-weighted assets | 83,683,000 | 85,893,000 | 86,073,000 | 88,056,000 |