Call reports 2025
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2025
What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,119,259,000 | 3,127,230,000 | 3,214,402,000 | 3,218,653,000 |
| Total loans | 2,447,438,000 | 2,482,528,000 | 2,511,690,000 | 2,529,255,000 |
| Allowance for loan losses | 33,859,000 | 34,177,000 | 34,800,000 | 34,878,000 |
| Securities available for sale | 237,699,000 | 241,367,000 | 294,207,000 | 344,288,000 |
| Securities held to maturity | 28,135,000 | 27,676,000 | 20,409,000 | 19,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,646,230,000 | 2,654,024,000 | 2,720,553,000 | 2,707,570,000 |
| Interest-bearing deposits | 1,685,096,000 | 1,678,062,000 | 1,733,500,000 | 1,724,462,000 |
| Noninterest-bearing deposits | 961,134,000 | 975,962,000 | 987,053,000 | 983,108,000 |
| Equity capital | 433,240,000 | 445,408,000 | 463,280,000 | 477,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 43,258,000 | 90,094,000 | 138,681,000 | 188,250,000 |
| Interest expense | 10,232,000 | 20,669,000 | 31,422,000 | 41,957,000 |
| Net interest income | 33,026,000 | 69,425,000 | 107,259,000 | 146,293,000 |
| Noninterest income | 6,056,000 | 12,572,000 | 19,083,000 | 26,337,000 |
| Noninterest expense | 22,460,000 | 46,312,000 | 69,407,000 | 93,192,000 |
| Provision for loan losses | 1,790,000 | 2,564,000 | 3,365,000 | 3,652,000 |
| Pretax income | 14,827,000 | 33,125,000 | 53,408,000 | 75,638,000 |
| Income tax | 3,107,000 | 6,952,000 | 11,191,000 | 15,683,000 |
| Net income | 11,720,000 | 26,173,000 | 42,217,000 | 59,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 428,164,000 | 438,380,000 | 454,440,000 | 468,072,000 |