Call reports 2024
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2024
What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,857,664,000 | 2,829,444,000 | 2,918,667,000 | 2,923,289,000 |
| Total loans | 2,255,523,000 | 2,293,258,000 | 2,322,703,000 | 2,360,410,000 |
| Allowance for loan losses | 30,106,000 | 31,047,000 | 31,757,000 | 32,527,000 |
| Securities available for sale | 293,033,000 | 249,528,000 | 278,236,000 | 261,590,000 |
| Securities held to maturity | 37,141,000 | 36,558,000 | 31,548,000 | 31,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,390,745,000 | 2,377,809,000 | 2,460,059,000 | 2,476,958,000 |
| Interest-bearing deposits | 1,442,302,000 | 1,457,272,000 | 1,517,986,000 | 1,563,729,000 |
| Noninterest-bearing deposits | 948,443,000 | 920,537,000 | 942,073,000 | 913,229,000 |
| Equity capital | 387,154,000 | 394,731,000 | 410,400,000 | 419,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 37,113,000 | 75,975,000 | 116,736,000 | 159,500,000 |
| Interest expense | 8,848,000 | 18,203,000 | 28,289,000 | 38,689,000 |
| Net interest income | 28,265,000 | 57,772,000 | 88,447,000 | 120,811,000 |
| Noninterest income | 6,129,000 | 12,571,000 | 18,942,000 | 26,022,000 |
| Noninterest expense | 19,844,000 | 40,787,000 | 61,970,000 | 83,764,000 |
| Provision for loan losses | 1,036,000 | 2,019,000 | 3,237,000 | 4,354,000 |
| Pretax income | 13,566,000 | 27,722,000 | 42,346,000 | 58,961,000 |
| Income tax | 2,846,000 | 5,828,000 | 8,902,000 | 12,085,000 |
| Net income | 10,720,000 | 21,894,000 | 33,444,000 | 46,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 392,457,000 | 398,456,000 | 410,006,000 | 419,977,000 |