Call reports 2023
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2023
What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,752,723,000 | 2,735,138,000 | 2,815,935,000 | 2,763,964,000 |
| Total loans | 2,021,290,000 | 2,106,209,000 | 2,174,798,000 | 2,235,048,000 |
| Allowance for loan losses | 29,058,000 | 27,925,000 | 29,131,000 | 30,215,000 |
| Securities available for sale | 472,717,000 | 408,061,000 | 378,595,000 | 302,660,000 |
| Securities held to maturity | 46,709,000 | 46,092,000 | 42,698,000 | 42,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,321,805,000 | 2,250,225,000 | 2,303,395,000 | 2,302,804,000 |
| Interest-bearing deposits | 1,309,623,000 | 1,262,460,000 | 1,334,474,000 | 1,376,772,000 |
| Noninterest-bearing deposits | 1,012,182,000 | 987,765,000 | 968,921,000 | 926,032,000 |
| Equity capital | 343,066,000 | 350,386,000 | 361,456,000 | 375,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 28,889,000 | 60,336,000 | 94,340,000 | 130,515,000 |
| Interest expense | 3,426,000 | 8,630,000 | 15,714,000 | 23,674,000 |
| Net interest income | 25,463,000 | 51,706,000 | 78,626,000 | 106,841,000 |
| Noninterest income | 6,140,000 | 12,476,000 | 18,986,000 | 25,959,000 |
| Noninterest expense | 18,521,000 | 37,824,000 | 57,275,000 | 76,735,000 |
| Provision for loan losses | 568,000 | 1,437,000 | 2,941,000 | 4,348,000 |
| Pretax income | 12,194,000 | 24,517,000 | 37,235,000 | 51,482,000 |
| Income tax | 2,574,000 | 5,176,000 | 7,863,000 | 10,092,000 |
| Net income | 9,620,000 | 19,341,000 | 29,372,000 | 41,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 357,683,000 | 364,430,000 | 374,461,000 | 383,386,000 |