Call reports 2020
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2020
What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,903,073,000 | 2,190,341,000 | 2,178,959,000 | 2,178,884,000 |
| Total loans | 1,420,192,000 | 1,575,736,000 | 1,606,632,000 | 1,581,451,000 |
| Allowance for loan losses | 15,134,000 | 17,017,000 | 18,263,000 | 19,119,000 |
| Securities available for sale | 187,094,000 | 146,120,000 | 145,269,000 | 139,871,000 |
| Securities held to maturity | 58,142,000 | 56,569,000 | 54,324,000 | 69,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,561,692,000 | 1,785,133,000 | 1,821,196,000 | 1,824,505,000 |
| Interest-bearing deposits | 965,530,000 | 1,006,698,000 | 1,021,775,000 | 1,060,467,000 |
| Noninterest-bearing deposits | 596,162,000 | 778,435,000 | 799,421,000 | 764,038,000 |
| Equity capital | 283,587,000 | 288,022,000 | 294,475,000 | 300,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 21,716,000 | 45,170,000 | 67,016,000 | 89,524,000 |
| Interest expense | 1,928,000 | 3,367,000 | 4,661,000 | 5,806,000 |
| Net interest income | 19,788,000 | 41,803,000 | 62,355,000 | 83,718,000 |
| Noninterest income | 5,761,000 | 10,712,000 | 16,480,000 | 23,224,000 |
| Noninterest expense | 15,408,000 | 30,586,000 | 46,604,000 | 62,356,000 |
| Provision for loan losses | 1,963,000 | 4,300,000 | 6,073,000 | 7,530,000 |
| Pretax income | 8,178,000 | 17,629,000 | 26,158,000 | 37,056,000 |
| Income tax | 1,650,000 | 3,594,000 | 5,327,000 | 7,560,000 |
| Net income | 6,528,000 | 14,035,000 | 20,831,000 | 29,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,879,000 | 275,080,000 | 281,927,000 | 288,029,000 |