Call reports 2017
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2017
What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,618,416,000 | 1,656,328,000 | 1,685,936,000 | 1,692,382,000 |
| Total loans | 1,237,678,000 | 1,269,799,000 | 1,276,052,000 | 1,294,369,000 |
| Allowance for loan losses | 14,838,000 | 14,990,000 | 15,047,000 | 13,193,000 |
| Securities available for sale | 163,361,000 | 144,804,000 | 121,313,000 | 163,694,000 |
| Securities held to maturity | 71,337,000 | 69,882,000 | 67,782,000 | 66,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,373,401,000 | 1,408,326,000 | 1,427,358,000 | 1,437,586,000 |
| Interest-bearing deposits | 884,680,000 | 890,475,000 | 891,007,000 | 907,150,000 |
| Noninterest-bearing deposits | 488,721,000 | 517,851,000 | 536,351,000 | 530,436,000 |
| Equity capital | 213,615,000 | 217,023,000 | 222,647,000 | 222,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,514,000 | 33,658,000 | 51,332,000 | 69,342,000 |
| Interest expense | 760,000 | 1,578,000 | 2,470,000 | 3,447,000 |
| Net interest income | 15,754,000 | 32,080,000 | 48,862,000 | 65,895,000 |
| Noninterest income | 5,769,000 | 11,670,000 | 17,604,000 | 23,667,000 |
| Noninterest expense | 13,580,000 | 27,480,000 | 41,096,000 | 54,961,000 |
| Provision for loan losses | 280,000 | 864,000 | 1,502,000 | 1,746,000 |
| Pretax income | 7,663,000 | 15,406,000 | 23,868,000 | 32,856,000 |
| Income tax | 2,573,000 | 5,185,000 | 8,047,000 | 13,846,000 |
| Net income | 5,090,000 | 10,221,000 | 15,821,000 | 19,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,928,000 | 205,997,000 | 211,596,000 | 212,667,000 |
| Total capital | 217,850,000 | 221,174,000 | 226,769,000 | 225,941,000 |
| Risk-weighted assets | 1,222,407,000 | 1,258,396,000 | 1,255,786,000 | 1,273,675,000 |