Call reports 2016
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2016
What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,575,862,000 | 1,552,168,000 | 1,576,241,000 | 1,587,816,000 |
| Total loans | 1,179,482,000 | 1,205,568,000 | 1,216,845,000 | 1,230,741,000 |
| Allowance for loan losses | 14,125,000 | 14,972,000 | 16,002,000 | 16,837,000 |
| Securities available for sale | 179,264,000 | 139,863,000 | 97,812,000 | 129,726,000 |
| Securities held to maturity | 64,216,000 | 65,028,000 | 62,055,000 | 62,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,343,077,000 | 1,318,982,000 | 1,330,636,000 | 1,344,483,000 |
| Interest-bearing deposits | 880,654,000 | 863,460,000 | 864,966,000 | 880,478,000 |
| Noninterest-bearing deposits | 462,423,000 | 455,522,000 | 465,670,000 | 464,005,000 |
| Equity capital | 198,520,000 | 201,887,000 | 206,415,000 | 208,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 16,146,000 | 32,552,000 | 49,105,000 | 65,551,000 |
| Interest expense | 727,000 | 1,440,000 | 2,165,000 | 2,915,000 |
| Net interest income | 15,419,000 | 31,112,000 | 46,940,000 | 62,636,000 |
| Noninterest income | 5,343,000 | 11,130,000 | 17,142,000 | 23,266,000 |
| Noninterest expense | 13,006,000 | 25,949,000 | 39,241,000 | 52,482,000 |
| Provision for loan losses | 1,106,000 | 3,116,000 | 4,797,000 | 6,052,000 |
| Pretax income | 6,650,000 | 13,177,000 | 20,044,000 | 27,368,000 |
| Income tax | 2,238,000 | 4,448,000 | 6,786,000 | 9,209,000 |
| Net income | 4,412,000 | 8,729,000 | 13,258,000 | 18,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,195,000 | 190,413,000 | 194,943,000 | 197,838,000 |
| Total capital | 201,497,000 | 205,368,000 | 209,897,000 | 213,129,000 |
| Risk-weighted assets | 1,173,744,000 | 1,196,193,000 | 1,195,115,000 | 1,221,664,000 |