Call reports 2015
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2015
What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,570,653,000 | 1,544,454,000 | 1,568,549,000 | 1,570,970,000 |
| Total loans | 1,116,681,000 | 1,137,583,000 | 1,158,301,000 | 1,166,047,000 |
| Allowance for loan losses | 13,410,000 | 13,255,000 | 13,275,000 | 13,366,000 |
| Securities available for sale | 167,395,000 | 149,576,000 | 153,775,000 | 137,878,000 |
| Securities held to maturity | 53,989,000 | 66,029,000 | 63,997,000 | 63,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,347,924,000 | 1,322,105,000 | 1,339,162,000 | 1,348,104,000 |
| Interest-bearing deposits | 878,221,000 | 862,366,000 | 865,305,000 | 884,858,000 |
| Noninterest-bearing deposits | 469,703,000 | 459,739,000 | 473,857,000 | 463,246,000 |
| Equity capital | 186,225,000 | 188,538,000 | 188,946,000 | 193,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 15,428,000 | 31,277,000 | 47,372,000 | 63,662,000 |
| Interest expense | 779,000 | 1,547,000 | 2,300,000 | 3,035,000 |
| Net interest income | 14,649,000 | 29,730,000 | 45,072,000 | 60,627,000 |
| Noninterest income | 4,856,000 | 10,302,000 | 15,886,000 | 22,085,000 |
| Noninterest expense | 12,762,000 | 25,864,000 | 38,874,000 | 51,898,000 |
| Provision for loan losses | 788,000 | 1,334,000 | 2,226,000 | 3,256,000 |
| Pretax income | 5,955,000 | 12,834,000 | 19,858,000 | 27,558,000 |
| Income tax | 2,115,000 | 4,478,000 | 6,908,000 | 9,403,000 |
| Net income | 3,840,000 | 8,356,000 | 12,950,000 | 18,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,856,000 | 177,485,000 | 177,579,000 | 182,784,000 |
| Total capital | 188,297,000 | 190,805,000 | 190,981,000 | 196,270,000 |
| Risk-weighted assets | 1,129,375,000 | 1,147,602,000 | 1,154,580,000 | 1,159,977,000 |