Call reports 2013
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2013
What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,417,570,000 | 1,404,767,000 | 1,434,581,000 | 1,439,715,000 |
| Total loans | 1,000,326,000 | 1,019,719,000 | 1,032,964,000 | 1,044,836,000 |
| Allowance for loan losses | 11,987,000 | 12,142,000 | 12,348,000 | 12,490,000 |
| Securities available for sale | 167,609,000 | 164,896,000 | 175,784,000 | 149,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 10,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,224,903,000 | 1,210,765,000 | 1,232,777,000 | 1,238,637,000 |
| Interest-bearing deposits | 842,594,000 | 837,907,000 | 853,629,000 | 857,947,000 |
| Noninterest-bearing deposits | 382,309,000 | 372,858,000 | 379,148,000 | 380,690,000 |
| Equity capital | 159,130,000 | 161,185,000 | 165,283,000 | 167,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 14,838,000 | 30,065,000 | 45,385,000 | 60,243,000 |
| Interest expense | 1,144,000 | 2,237,000 | 3,290,000 | 4,287,000 |
| Net interest income | 13,694,000 | 27,828,000 | 42,095,000 | 55,956,000 |
| Noninterest income | 4,903,000 | 10,052,000 | 15,397,000 | 20,442,000 |
| Noninterest expense | 11,540,000 | 23,043,000 | 34,669,000 | 46,495,000 |
| Provision for loan losses | 383,000 | 1,136,000 | 2,096,000 | 3,016,000 |
| Pretax income | 6,674,000 | 13,701,000 | 20,727,000 | 26,887,000 |
| Income tax | 2,460,000 | 5,062,000 | 7,621,000 | 9,615,000 |
| Net income | 4,214,000 | 8,639,000 | 13,106,000 | 17,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,207,000 | 148,187,000 | 152,943,000 | 155,562,000 |
| Total capital | 156,988,000 | 160,147,000 | 165,003,000 | 167,737,000 |
| Risk-weighted assets | 942,147,000 | 955,771,000 | 963,747,000 | 973,677,000 |