Call reports 2012
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2012
What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,344,294,000 | 1,334,636,000 | 1,359,112,000 | 1,407,763,000 |
| Total loans | 990,717,000 | 997,255,000 | 1,003,605,000 | 995,273,000 |
| Allowance for loan losses | 11,834,000 | 11,945,000 | 12,014,000 | 11,882,000 |
| Securities available for sale | 185,676,000 | 184,606,000 | 157,182,000 | 159,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,165,670,000 | 1,157,058,000 | 1,168,172,000 | 1,218,932,000 |
| Interest-bearing deposits | 823,864,000 | 808,841,000 | 825,857,000 | 838,474,000 |
| Noninterest-bearing deposits | 341,806,000 | 348,217,000 | 342,315,000 | 380,458,000 |
| Equity capital | 145,934,000 | 148,654,000 | 153,875,000 | 155,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 15,663,000 | 31,395,000 | 47,097,000 | 62,791,000 |
| Interest expense | 1,493,000 | 2,873,000 | 4,166,000 | 5,401,000 |
| Net interest income | 14,170,000 | 28,522,000 | 42,931,000 | 57,390,000 |
| Noninterest income | 4,953,000 | 10,017,000 | 15,072,000 | 20,409,000 |
| Noninterest expense | 11,502,000 | 23,622,000 | 35,050,000 | 46,922,000 |
| Provision for loan losses | 665,000 | 1,427,000 | 1,969,000 | 2,472,000 |
| Pretax income | 6,956,000 | 13,490,000 | 20,984,000 | 28,405,000 |
| Income tax | 2,535,000 | 4,772,000 | 7,320,000 | 10,289,000 |
| Net income | 4,421,000 | 8,718,000 | 13,664,000 | 18,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,575,000 | 133,478,000 | 138,713,000 | 140,704,000 |
| Total capital | 142,118,000 | 145,222,000 | 150,369,000 | 152,325,000 |
| Risk-weighted assets | 923,078,000 | 939,243,000 | 932,051,000 | 929,383,000 |