Call reports 2011
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2011
What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,260,421,000 | 1,292,477,000 | 1,302,040,000 | 1,328,143,000 |
| Total loans | 918,256,000 | 940,173,000 | 958,485,000 | 985,951,000 |
| Allowance for loan losses | 11,135,000 | 11,029,000 | 11,078,000 | 11,529,000 |
| Securities available for sale | 148,835,000 | 165,859,000 | 155,077,000 | 170,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,093,988,000 | 1,127,647,000 | 1,125,050,000 | 1,153,965,000 |
| Interest-bearing deposits | 800,670,000 | 826,974,000 | 809,050,000 | 826,545,000 |
| Noninterest-bearing deposits | 293,318,000 | 300,673,000 | 316,000,000 | 327,420,000 |
| Equity capital | 132,572,000 | 135,139,000 | 139,657,000 | 141,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 15,100,000 | 30,408,000 | 45,839,000 | 61,568,000 |
| Interest expense | 1,870,000 | 3,680,000 | 5,383,000 | 6,984,000 |
| Net interest income | 13,230,000 | 26,728,000 | 40,456,000 | 54,584,000 |
| Noninterest income | 4,592,000 | 9,457,000 | 14,529,000 | 19,630,000 |
| Noninterest expense | 11,485,000 | 23,155,000 | 34,266,000 | 46,185,000 |
| Provision for loan losses | 1,160,000 | 1,699,000 | 2,473,000 | 3,619,000 |
| Pretax income | 5,175,000 | 11,329,000 | 18,244,000 | 24,408,000 |
| Income tax | 1,908,000 | 4,153,000 | 6,653,000 | 8,840,000 |
| Net income | 3,267,000 | 7,176,000 | 11,591,000 | 15,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,603,000 | 118,374,000 | 123,167,000 | 125,851,000 |
| Total capital | 126,146,000 | 129,002,000 | 134,023,000 | 137,188,000 |
| Risk-weighted assets | 842,765,000 | 849,816,000 | 867,411,000 | 905,917,000 |