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Call reports 2007

AUSTIN BANK, TEXAS NATIONAL ASSOCIATION — 2007

What AUSTIN BANK, TEXAS NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/10f8e0c5-374c-4dc5-b51f-d303b55431b5/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets796,080,000787,741,000805,173,000810,879,000
Total loans565,556,000576,273,000584,464,000604,407,000
Allowance for loan losses4,076,0003,996,0004,101,0003,916,000
Securities available for sale134,070,000123,888,000122,505,000110,444,000
Securities held to maturity0000
Trading assets0000
Total deposits692,742,000680,029,000682,035,000686,077,000
Interest-bearing deposits506,015,000497,059,000510,484,000509,728,000
Noninterest-bearing deposits186,727,000182,970,000171,551,000176,349,000
Equity capital78,210,00079,187,00082,899,00085,538,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income12,836,00025,980,00039,622,00053,549,000
Interest expense4,481,0008,982,00013,707,00018,461,000
Net interest income8,355,00016,998,00025,915,00035,088,000
Noninterest income3,094,0006,765,00010,665,00014,616,000
Noninterest expense7,684,00015,529,00023,610,00031,587,000
Provision for loan losses168,000567,0001,324,0001,885,000
Pretax income3,597,0007,667,00011,644,00016,230,000
Income tax1,221,0002,609,0003,974,0005,405,000
Net income2,376,0005,058,0007,670,00010,825,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital75,759,00077,557,00080,251,00082,422,000
Total capital79,857,00081,576,00084,385,00086,358,000
Risk-weighted assets567,446,000571,301,000576,529,000544,049,000

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