Call reports 2021
CITIZENS STATE BANK OF TYLER, INCORPORATED — 2021
What CITIZENS STATE BANK OF TYLER, INCORPORATED reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 29,538,000 | 29,442,000 | 29,383,000 | 29,239,000 |
| Total loans | 3,979,000 | 4,697,000 | 5,159,000 | 4,972,000 |
| Allowance for loan losses | 136,000 | 136,000 | 135,000 | 135,000 |
| Securities available for sale | 10,868,000 | 12,557,000 | 13,590,000 | 13,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,194,000 | 27,089,000 | 26,969,000 | 26,906,000 |
| Interest-bearing deposits | 17,655,000 | 17,296,000 | 17,475,000 | 17,188,000 |
| Noninterest-bearing deposits | 9,539,000 | 9,793,000 | 9,495,000 | 9,718,000 |
| Equity capital | 2,312,000 | 2,315,000 | 2,372,000 | 2,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 245,000 | 388,000 | 495,000 |
| Interest expense | 4,000 | 9,000 | 13,000 | 16,000 |
| Net interest income | 136,000 | 236,000 | 375,000 | 479,000 |
| Noninterest income | 28,000 | 43,000 | 123,000 | 178,000 |
| Noninterest expense | 127,000 | 249,000 | 375,000 | 535,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | -2,000 | 60,000 | 63,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 4,000 |
| Net income | 1,000 | -3,000 | 59,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,330,000 | 2,322,000 | 2,391,000 | 2,414,000 |
| Total capital | 2,410,000 | 2,411,000 | 2,488,000 | 2,512,000 |
| Risk-weighted assets | 6,351,000 | 7,144,000 | 7,800,000 | 7,806,000 |