Call reports 2019
CITIZENS STATE BANK OF TYLER, INCORPORATED — 2019
What CITIZENS STATE BANK OF TYLER, INCORPORATED reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 22,018,000 | 22,232,000 | 21,829,000 | 22,989,000 |
| Total loans | 4,582,000 | 4,483,000 | 4,240,000 | 4,102,000 |
| Allowance for loan losses | 141,000 | 139,000 | 139,000 | 138,000 |
| Securities available for sale | 6,205,000 | 6,192,000 | 6,131,000 | 5,859,000 |
| Securities held to maturity | 0 | 209,000 | 209,000 | 181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,802,000 | 19,940,000 | 19,505,000 | 20,648,000 |
| Interest-bearing deposits | 13,980,000 | 14,161,000 | 13,393,000 | 14,223,000 |
| Noninterest-bearing deposits | 5,822,000 | 5,779,000 | 6,112,000 | 6,425,000 |
| Equity capital | 2,177,000 | 2,236,000 | 2,279,000 | 2,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 152,000 | 281,000 | 440,000 | 568,000 |
| Interest expense | 4,000 | 7,000 | 12,000 | 16,000 |
| Net interest income | 148,000 | 274,000 | 428,000 | 552,000 |
| Noninterest income | 42,000 | 62,000 | 87,000 | 113,000 |
| Noninterest expense | 124,000 | 249,000 | 373,000 | 523,000 |
| Provision for loan losses | 11,000 | 11,000 | 11,000 | 11,000 |
| Pretax income | 36,000 | 63,000 | 107,000 | 117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 63,000 | 107,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,185,000 | 2,197,000 | 2,240,000 | 2,250,000 |
| Total capital | 2,259,000 | 2,273,000 | 2,311,000 | 2,320,000 |
| Risk-weighted assets | 5,924,000 | 6,061,000 | 5,663,000 | 5,543,000 |