Call reports 2018
CITIZENS STATE BANK OF TYLER, INCORPORATED — 2018
What CITIZENS STATE BANK OF TYLER, INCORPORATED reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 22,598,000 | 22,063,000 | 21,840,000 | 23,383,000 |
| Total loans | 4,754,000 | 4,659,000 | 4,532,000 | 4,513,000 |
| Allowance for loan losses | 128,000 | 128,000 | 107,000 | 124,000 |
| Securities available for sale | 7,310,000 | 7,038,000 | 6,934,000 | 6,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,511,000 | 19,949,000 | 19,743,000 | 21,247,000 |
| Interest-bearing deposits | 14,489,000 | 14,419,000 | 14,359,000 | 15,018,000 |
| Noninterest-bearing deposits | 6,022,000 | 5,530,000 | 5,384,000 | 6,229,000 |
| Equity capital | 2,043,000 | 2,084,000 | 2,066,000 | 2,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 262,000 | 433,000 | 553,000 |
| Interest expense | 5,000 | 9,000 | 13,000 | 18,000 |
| Net interest income | 121,000 | 253,000 | 420,000 | 535,000 |
| Noninterest income | 35,000 | 64,000 | 62,000 | 95,000 |
| Noninterest expense | 120,000 | 238,000 | 355,000 | 484,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 25,000 |
| Pretax income | 36,000 | 79,000 | 77,000 | 103,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 18,000 |
| Net income | 35,000 | 77,000 | 74,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,096,000 | 2,174,000 | 2,181,000 | 2,166,000 |
| Total capital | 2,175,000 | 2,251,000 | 2,256,000 | 2,241,000 |
| Risk-weighted assets | 6,314,000 | 6,167,000 | 6,047,000 | 5,957,000 |