Call reports 2017
CITIZENS STATE BANK OF TYLER, INCORPORATED — 2017
What CITIZENS STATE BANK OF TYLER, INCORPORATED reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 22,445,000 | 22,247,000 | 22,181,000 | 23,540,000 |
| Total loans | 4,725,000 | 5,015,000 | 5,071,000 | 5,096,000 |
| Allowance for loan losses | 142,000 | 142,000 | 140,000 | 136,000 |
| Securities available for sale | 7,153,000 | 7,550,000 | 7,604,000 | 7,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,413,000 | 20,182,000 | 20,082,000 | 21,469,000 |
| Interest-bearing deposits | 13,800,000 | 14,073,000 | 13,717,000 | 15,140,000 |
| Noninterest-bearing deposits | 6,613,000 | 6,109,000 | 6,365,000 | 6,329,000 |
| Equity capital | 1,990,000 | 2,026,000 | 2,054,000 | 2,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 117,000 | 232,000 | 352,000 | 474,000 |
| Interest expense | 5,000 | 10,000 | 16,000 | 21,000 |
| Net interest income | 112,000 | 222,000 | 336,000 | 453,000 |
| Noninterest income | 23,000 | 44,000 | 68,000 | 101,000 |
| Noninterest expense | 112,000 | 230,000 | 341,000 | 475,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 37,000 | 64,000 | 81,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 23,000 | 35,000 | 61,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,019,000 | 2,019,000 | 2,045,000 | 2,061,000 |
| Total capital | 2,098,000 | 2,102,000 | 2,128,000 | 2,144,000 |
| Risk-weighted assets | 6,289,000 | 6,644,000 | 6,657,000 | 6,631,000 |