Call reports 2011
CITIZENS STATE BANK OF TYLER, INCORPORATED — 2011
What CITIZENS STATE BANK OF TYLER, INCORPORATED reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 16,058,000 | 16,001,000 | 19,593,000 | 18,655,000 |
| Total loans | 5,335,000 | 5,571,000 | 5,317,000 | 5,289,000 |
| Allowance for loan losses | 119,000 | 117,000 | 143,000 | 208,000 |
| Securities available for sale | 7,400,000 | 8,115,000 | 8,327,000 | 8,897,000 |
| Securities held to maturity | 0 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,452,000 | 14,333,000 | 17,824,000 | 16,924,000 |
| Interest-bearing deposits | 10,316,000 | 10,282,000 | 11,147,000 | 11,577,000 |
| Noninterest-bearing deposits | 4,136,000 | 4,051,000 | 6,677,000 | 5,347,000 |
| Equity capital | 1,593,000 | 1,605,000 | 1,652,000 | 1,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 124,000 | 273,000 | 407,000 | 550,000 |
| Interest expense | 9,000 | 19,000 | 27,000 | 31,000 |
| Net interest income | 115,000 | 254,000 | 380,000 | 519,000 |
| Noninterest income | 18,000 | -57,000 | -40,000 | -6,000 |
| Noninterest expense | 130,000 | 248,000 | 352,000 | 481,000 |
| Provision for loan losses | 0 | 0 | 27,000 | 101,000 |
| Pretax income | 1,000 | -53,000 | -15,000 | -45,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000 | -53,000 | -15,000 | -45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,584,000 | 1,529,000 | 1,567,000 | 1,536,000 |
| Total capital | 1,697,000 | 1,646,000 | 1,691,000 | 1,675,000 |
| Risk-weighted assets | 9,029,000 | 9,667,000 | 9,897,000 | 11,060,000 |