Call reports 2025
FIRST BANK — 2025
What FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,033,720,000 | 2,041,259,000 | 2,030,647,000 | 2,038,666,000 |
| Total loans | 1,450,631,000 | 1,443,437,000 | 1,433,197,000 | 1,449,745,000 |
| Allowance for loan losses | 14,735,000 | 15,186,000 | 14,447,000 | 14,719,000 |
| Securities available for sale | 160,976,000 | 187,579,000 | 196,476,000 | 217,538,000 |
| Securities held to maturity | 108,379,000 | 106,528,000 | 104,690,000 | 102,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,859,554,000 | 1,835,759,000 | 1,840,954,000 | 1,816,064,000 |
| Interest-bearing deposits | 1,284,589,000 | 1,261,961,000 | 1,298,101,000 | 1,289,674,000 |
| Noninterest-bearing deposits | 574,965,000 | 573,798,000 | 542,853,000 | 526,390,000 |
| Equity capital | 165,707,000 | 172,414,000 | 181,462,000 | 188,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 24,021,000 | 49,187,000 | 74,273,000 | 99,497,000 |
| Interest expense | 6,038,000 | 12,120,000 | 18,367,000 | 24,298,000 |
| Net interest income | 17,983,000 | 37,067,000 | 55,906,000 | 75,199,000 |
| Noninterest income | 3,736,000 | 7,601,000 | 12,222,000 | 17,312,000 |
| Noninterest expense | 18,162,000 | 33,108,000 | 48,859,000 | 64,807,000 |
| Provision for loan losses | 735,000 | 1,635,000 | 1,835,000 | 2,758,000 |
| Pretax income | 2,725,000 | 9,816,000 | 17,332,000 | 24,816,000 |
| Income tax | 471,000 | 1,914,000 | 3,330,000 | 4,844,000 |
| Net income | 2,254,000 | 7,902,000 | 14,002,000 | 19,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,151,000 | 173,240,000 | 179,782,000 | 186,193,000 |
| Total capital | 182,563,000 | 189,115,000 | 194,910,000 | 201,621,000 |
| Risk-weighted assets | 1,467,230,000 | 1,466,649,000 | 1,454,401,000 | 1,478,549,000 |