Call reports 2021
FIRST BANK — 2021
What FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,026,605,000 | 1,023,545,000 | 1,354,647,000 | 1,383,368,000 |
| Total loans | 638,201,000 | 617,347,000 | 822,412,000 | 825,118,000 |
| Allowance for loan losses | 7,486,000 | 5,465,000 | 5,434,000 | 5,710,000 |
| Securities available for sale | 159,742,000 | 222,236,000 | 266,600,000 | 289,495,000 |
| Securities held to maturity | 13,424,000 | 10,898,000 | 10,046,000 | 33,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 931,880,000 | 929,281,000 | 1,220,019,000 | 1,256,207,000 |
| Interest-bearing deposits | 623,777,000 | 623,734,000 | 801,043,000 | 835,563,000 |
| Noninterest-bearing deposits | 308,103,000 | 305,547,000 | 418,976,000 | 420,644,000 |
| Equity capital | 88,126,000 | 92,087,000 | 127,830,000 | 122,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,095,000 | 16,140,000 | 26,471,000 | 37,145,000 |
| Interest expense | 363,000 | 691,000 | 1,060,000 | 1,415,000 |
| Net interest income | 7,732,000 | 15,449,000 | 25,411,000 | 35,730,000 |
| Noninterest income | 2,197,000 | 4,736,000 | 7,445,000 | 10,454,000 |
| Noninterest expense | 6,663,000 | 13,206,000 | 22,513,000 | 32,445,000 |
| Provision for loan losses | 0 | -1,000,000 | -1,000,000 | -650,000 |
| Pretax income | 3,303,000 | 8,016,000 | 11,380,000 | 14,426,000 |
| Income tax | 632,000 | 1,676,000 | 2,320,000 | 2,889,000 |
| Net income | 2,671,000 | 6,340,000 | 9,060,000 | 11,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,717,000 | 90,391,000 | 122,763,000 | 120,225,000 |
| Total capital | 94,044,000 | 95,856,000 | 128,197,000 | 125,935,000 |
| Risk-weighted assets | 586,040,000 | 589,857,000 | 888,850,000 | 852,959,000 |