Call reports 2020
FIRST BANK — 2020
What FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 815,447,000 | 940,981,000 | 941,497,000 | 950,341,000 |
| Total loans | 582,489,000 | 651,686,000 | 648,368,000 | 630,159,000 |
| Allowance for loan losses | 5,584,000 | 6,296,000 | 7,777,000 | 7,485,000 |
| Securities available for sale | 128,660,000 | 123,193,000 | 117,132,000 | 140,225,000 |
| Securities held to maturity | 17,086,000 | 16,211,000 | 15,101,000 | 14,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 728,889,000 | 853,616,000 | 854,387,000 | 859,021,000 |
| Interest-bearing deposits | 522,965,000 | 585,041,000 | 581,662,000 | 579,232,000 |
| Noninterest-bearing deposits | 205,924,000 | 268,575,000 | 272,725,000 | 279,789,000 |
| Equity capital | 84,199,000 | 85,219,000 | 85,252,000 | 87,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,168,000 | 16,412,000 | 24,757,000 | 32,851,000 |
| Interest expense | 963,000 | 1,637,000 | 2,179,000 | 2,589,000 |
| Net interest income | 7,205,000 | 14,775,000 | 22,578,000 | 30,262,000 |
| Noninterest income | 2,183,000 | 4,033,000 | 6,259,000 | 8,493,000 |
| Noninterest expense | 6,023,000 | 11,540,000 | 17,611,000 | 23,489,000 |
| Provision for loan losses | 900,000 | 1,700,000 | 3,200,000 | 3,000,000 |
| Pretax income | 2,465,000 | 5,568,000 | 8,064,000 | 12,306,000 |
| Income tax | 457,000 | 1,054,000 | 1,513,000 | 2,330,000 |
| Net income | 2,008,000 | 4,514,000 | 6,551,000 | 9,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,265,000 | 81,813,000 | 81,883,000 | 84,032,000 |
| Total capital | 86,849,000 | 88,109,000 | 89,155,000 | 91,243,000 |
| Risk-weighted assets | 579,668,000 | 579,625,000 | 581,254,000 | 576,612,000 |