Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 700,500,000 | 710,659,000 | 711,912,000 | 715,738,000 |
| Total loans | 454,599,000 | 467,366,000 | 471,888,000 | 486,403,000 |
| Allowance for loan losses | 5,520,000 | 5,734,000 | 5,610,000 | 5,321,000 |
| Securities available for sale | 99,008,000 | 94,550,000 | 88,312,000 | 94,791,000 |
| Securities held to maturity | 64,963,000 | 57,401,000 | 55,262,000 | 53,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,204,000 | 634,297,000 | 644,881,000 | 651,290,000 |
| Interest-bearing deposits | 471,334,000 | 471,068,000 | 472,538,000 | 477,494,000 |
| Noninterest-bearing deposits | 165,870,000 | 163,229,000 | 172,343,000 | 173,796,000 |
| Equity capital | 57,352,000 | 59,198,000 | 60,747,000 | 60,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,191,000 | 12,469,000 | 18,811,000 | 25,237,000 |
| Interest expense | 341,000 | 670,000 | 1,009,000 | 1,362,000 |
| Net interest income | 5,850,000 | 11,799,000 | 17,802,000 | 23,875,000 |
| Noninterest income | 2,101,000 | 4,341,000 | 6,717,000 | 8,900,000 |
| Noninterest expense | 6,165,000 | 12,074,000 | 17,890,000 | 23,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,792,000 | 4,072,000 | 6,639,000 | 9,314,000 |
| Income tax | 517,000 | 1,195,000 | 1,893,000 | 2,706,000 |
| Net income | 1,275,000 | 2,877,000 | 4,746,000 | 6,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,920,000 | 58,641,000 | 60,149,000 | 60,269,000 |
| Total capital | 62,440,000 | 64,375,000 | 65,759,000 | 65,590,000 |
| Risk-weighted assets | 462,579,000 | 471,149,000 | 473,037,000 | 486,885,000 |