Call reports 2015
FIRST BANK — 2015
What FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 529,518,000 | 695,175,000 | 688,124,000 | 692,057,000 |
| Total loans | 398,517,000 | 393,700,000 | 406,884,000 | 439,322,000 |
| Allowance for loan losses | 6,771,000 | 6,129,000 | 5,575,000 | 5,524,000 |
| Securities available for sale | 90,849,000 | 112,461,000 | 109,157,000 | 105,550,000 |
| Securities held to maturity | 0 | 37,343,000 | 54,275,000 | 66,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,619,000 | 622,231,000 | 628,004,000 | 631,558,000 |
| Interest-bearing deposits | 328,860,000 | 473,093,000 | 464,729,000 | 470,047,000 |
| Noninterest-bearing deposits | 111,759,000 | 149,138,000 | 163,275,000 | 161,511,000 |
| Equity capital | 66,997,000 | 66,677,000 | 54,911,000 | 55,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,988,000 | 10,381,000 | 16,145,000 | 22,165,000 |
| Interest expense | 302,000 | 571,000 | 853,000 | 1,155,000 |
| Net interest income | 4,686,000 | 9,810,000 | 15,292,000 | 21,010,000 |
| Noninterest income | 1,767,000 | 4,011,000 | 6,228,000 | 8,483,000 |
| Noninterest expense | 5,507,000 | 12,166,000 | 18,749,000 | 25,223,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 894,000 | 1,703,000 | 2,819,000 | 4,315,000 |
| Income tax | 246,000 | 487,000 | 779,000 | 1,190,000 |
| Net income | 648,000 | 1,216,000 | 2,040,000 | 3,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,918,000 | 67,401,000 | 55,066,000 | 55,989,000 |
| Total capital | 72,763,000 | 72,363,000 | 60,232,000 | 61,513,000 |
| Risk-weighted assets | 385,734,000 | 395,824,000 | 412,895,000 | 443,717,000 |