Call reports 2014
FIRST BANK — 2014
What FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 534,183,000 | 524,815,000 | 518,805,000 | 517,515,000 |
| Total loans | 359,533,000 | 367,490,000 | 374,871,000 | 378,738,000 |
| Allowance for loan losses | 10,283,000 | 10,006,000 | 9,716,000 | 6,718,000 |
| Securities available for sale | 110,554,000 | 108,878,000 | 104,705,000 | 83,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,778,000 | 455,813,000 | 442,937,000 | 446,770,000 |
| Interest-bearing deposits | 359,876,000 | 351,802,000 | 335,901,000 | 339,352,000 |
| Noninterest-bearing deposits | 106,902,000 | 104,011,000 | 107,036,000 | 107,418,000 |
| Equity capital | 58,671,000 | 60,785,000 | 62,266,000 | 65,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,909,000 | 10,003,000 | 15,185,000 | 20,399,000 |
| Interest expense | 429,000 | 831,000 | 1,206,000 | 1,559,000 |
| Net interest income | 4,480,000 | 9,172,000 | 13,979,000 | 18,840,000 |
| Noninterest income | 1,694,000 | 3,530,000 | 5,368,000 | 7,255,000 |
| Noninterest expense | 4,604,000 | 9,155,000 | 13,948,000 | 18,939,000 |
| Provision for loan losses | -200,000 | -600,000 | -700,000 | -3,850,000 |
| Pretax income | 1,770,000 | 4,169,000 | 6,030,000 | 11,702,000 |
| Income tax | 531,000 | 1,266,000 | 1,808,000 | 3,690,000 |
| Net income | 1,239,000 | 2,903,000 | 4,222,000 | 8,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,470,000 | 59,586,000 | 61,693,000 | 67,217,000 |
| Total capital | 62,111,000 | 64,302,000 | 66,444,000 | 71,941,000 |
| Risk-weighted assets | 365,657,000 | 372,021,000 | 375,171,000 | 375,956,000 |