Call reports 2013
FIRST BANK — 2013
What FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 537,024,000 | 540,223,000 | 535,986,000 | 522,480,000 |
| Total loans | 382,339,000 | 377,513,000 | 366,827,000 | 357,093,000 |
| Allowance for loan losses | 12,756,000 | 12,478,000 | 11,875,000 | 10,644,000 |
| Securities available for sale | 89,086,000 | 105,160,000 | 105,316,000 | 103,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,143,000 | 481,846,000 | 476,953,000 | 456,121,000 |
| Interest-bearing deposits | 379,191,000 | 384,012,000 | 375,654,000 | 357,811,000 |
| Noninterest-bearing deposits | 96,952,000 | 97,834,000 | 101,299,000 | 98,310,000 |
| Equity capital | 48,148,000 | 45,917,000 | 46,723,000 | 56,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,407,000 | 10,778,000 | 16,064,000 | 21,157,000 |
| Interest expense | 736,000 | 1,397,000 | 1,999,000 | 2,487,000 |
| Net interest income | 4,671,000 | 9,381,000 | 14,065,000 | 18,670,000 |
| Noninterest income | 1,470,000 | 3,463,000 | 5,112,000 | 6,926,000 |
| Noninterest expense | 5,099,000 | 9,769,000 | 14,392,000 | 20,549,000 |
| Provision for loan losses | -250,000 | 2,250,000 | 2,525,000 | -425,000 |
| Pretax income | 1,292,000 | 825,000 | 2,260,000 | 5,472,000 |
| Income tax | 284,000 | -513,000 | -387,000 | -4,684,000 |
| Net income | 1,008,000 | 1,338,000 | 2,647,000 | 10,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,018,000 | 49,354,000 | 50,668,000 | 55,978,000 |
| Total capital | 53,899,000 | 54,199,000 | 55,397,000 | 60,609,000 |
| Risk-weighted assets | 382,514,000 | 379,986,000 | 371,182,000 | 364,479,000 |