Call reports 2012
FIRST BANK — 2012
What FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 527,676,000 | 531,810,000 | 521,041,000 | 532,406,000 |
| Total loans | 390,723,000 | 384,135,000 | 380,752,000 | 384,097,000 |
| Allowance for loan losses | 13,636,000 | 13,999,000 | 14,049,000 | 13,075,000 |
| Securities available for sale | 84,508,000 | 87,120,000 | 95,835,000 | 89,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,726,000 | 466,645,000 | 463,439,000 | 473,336,000 |
| Interest-bearing deposits | 379,552,000 | 375,826,000 | 373,042,000 | 381,799,000 |
| Noninterest-bearing deposits | 85,174,000 | 90,819,000 | 90,397,000 | 91,537,000 |
| Equity capital | 44,710,000 | 46,606,000 | 46,983,000 | 47,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,209,000 | 12,088,000 | 17,858,000 | 23,432,000 |
| Interest expense | 1,067,000 | 2,092,000 | 3,066,000 | 3,929,000 |
| Net interest income | 5,142,000 | 9,996,000 | 14,792,000 | 19,503,000 |
| Noninterest income | 1,374,000 | 2,816,000 | 4,246,000 | 5,160,000 |
| Noninterest expense | 4,895,000 | 9,321,000 | 13,975,000 | 18,436,000 |
| Provision for loan losses | 2,000,000 | 2,650,000 | 3,455,000 | 3,555,000 |
| Pretax income | 738,000 | 1,959,000 | 2,754,000 | 3,819,000 |
| Income tax | 230,000 | 725,000 | 888,000 | 977,000 |
| Net income | 508,000 | 1,234,000 | 1,866,000 | 2,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,902,000 | 46,384,000 | 47,022,000 | 48,004,000 |
| Total capital | 49,968,000 | 51,368,000 | 51,926,000 | 52,980,000 |
| Risk-weighted assets | 396,742,000 | 389,698,000 | 383,164,000 | 389,963,000 |