Call reports 2011
FIRST BANK — 2011
What FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 558,981,000 | 554,519,000 | 540,964,000 | 538,515,000 |
| Total loans | 426,466,000 | 415,502,000 | 409,208,000 | 392,714,000 |
| Allowance for loan losses | 13,168,000 | 13,778,000 | 18,502,000 | 12,937,000 |
| Securities available for sale | 66,473,000 | 82,602,000 | 85,344,000 | 91,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,813,000 | 476,627,000 | 458,169,000 | 469,304,000 |
| Interest-bearing deposits | 449,936,000 | 448,543,000 | 424,302,000 | 436,057,000 |
| Noninterest-bearing deposits | 27,877,000 | 28,084,000 | 33,867,000 | 33,247,000 |
| Equity capital | 57,730,000 | 57,157,000 | 54,610,000 | 45,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,438,000 | 12,975,000 | 19,378,000 | 25,645,000 |
| Interest expense | 1,395,000 | 2,739,000 | 3,985,000 | 5,064,000 |
| Net interest income | 5,043,000 | 10,236,000 | 15,393,000 | 20,581,000 |
| Noninterest income | 1,351,000 | 2,796,000 | 4,274,000 | 5,827,000 |
| Noninterest expense | 4,542,000 | 9,014,000 | 14,388,000 | 20,739,000 |
| Provision for loan losses | 270,000 | 3,820,000 | 9,395,000 | 12,380,000 |
| Pretax income | 1,582,000 | 239,000 | -4,075,000 | -6,652,000 |
| Income tax | 492,000 | -10,000 | -1,522,000 | 3,994,000 |
| Net income | 1,090,000 | 249,000 | -2,553,000 | -10,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,408,000 | 55,227,000 | 50,986,000 | 44,638,000 |
| Total capital | 63,016,000 | 60,672,000 | 56,376,000 | 49,760,000 |
| Risk-weighted assets | 440,998,000 | 427,247,000 | 418,106,000 | 401,928,000 |