Call reports 2010
FIRST BANK — 2010
What FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 543,861,000 | 542,304,000 | 540,025,000 | 543,961,000 |
| Total loans | 442,533,000 | 442,495,000 | 439,164,000 | 435,301,000 |
| Allowance for loan losses | 7,165,000 | 7,634,000 | 8,594,000 | 16,036,000 |
| Securities available for sale | 57,472,000 | 54,576,000 | 57,282,000 | 60,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,325,000 | 442,183,000 | 453,215,000 | 463,602,000 |
| Interest-bearing deposits | 426,357,000 | 410,012,000 | 425,071,000 | 433,039,000 |
| Noninterest-bearing deposits | 29,968,000 | 32,171,000 | 28,144,000 | 30,563,000 |
| Equity capital | 64,059,000 | 64,331,000 | 64,563,000 | 57,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,886,000 | 13,708,000 | 20,497,000 | 27,213,000 |
| Interest expense | 1,829,000 | 3,440,000 | 4,941,000 | 6,375,000 |
| Net interest income | 5,057,000 | 10,268,000 | 15,556,000 | 20,838,000 |
| Noninterest income | 1,301,000 | 2,723,000 | 4,357,000 | 6,053,000 |
| Noninterest expense | 4,372,000 | 8,804,000 | 13,381,000 | 20,445,000 |
| Provision for loan losses | 411,000 | 1,411,000 | 2,611,000 | 11,731,000 |
| Pretax income | 1,577,000 | 2,778,000 | 3,914,000 | -5,292,000 |
| Income tax | 486,000 | 845,000 | 1,183,000 | -2,032,000 |
| Net income | 1,091,000 | 1,933,000 | 2,731,000 | -3,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,974,000 | 63,171,000 | 63,325,000 | 56,861,000 |
| Total capital | 68,724,000 | 68,935,000 | 69,015,000 | 62,551,000 |
| Risk-weighted assets | 458,619,000 | 459,511,000 | 452,305,000 | 444,798,000 |