Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 421,445,000 | 446,947,000 | 456,845,000 | 474,261,000 |
| Total loans | 336,186,000 | 357,045,000 | 365,133,000 | 377,850,000 |
| Allowance for loan losses | 3,066,000 | 3,221,000 | 3,374,000 | 3,528,000 |
| Securities available for sale | 61,465,000 | 62,439,000 | 59,101,000 | 67,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,168,000 | 354,685,000 | 372,497,000 | 377,797,000 |
| Interest-bearing deposits | 298,973,000 | 316,289,000 | 333,281,000 | 344,276,000 |
| Noninterest-bearing deposits | 32,195,000 | 38,396,000 | 39,216,000 | 33,521,000 |
| Equity capital | 33,631,000 | 34,956,000 | 36,090,000 | 36,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,787,000 | 12,060,000 | 18,895,000 | 26,011,000 |
| Interest expense | 2,040,000 | 4,251,000 | 6,674,000 | 9,291,000 |
| Net interest income | 3,747,000 | 7,809,000 | 12,221,000 | 16,720,000 |
| Noninterest income | 917,000 | 2,010,000 | 3,262,000 | 4,517,000 |
| Noninterest expense | 2,829,000 | 5,659,000 | 8,634,000 | 11,720,000 |
| Provision for loan losses | 244,000 | 411,000 | 580,000 | 837,000 |
| Pretax income | 1,591,000 | 3,767,000 | 6,287,000 | 8,540,000 |
| Income tax | 503,000 | 1,207,000 | 2,024,000 | 2,748,000 |
| Net income | 1,088,000 | 2,560,000 | 4,263,000 | 5,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,821,000 | 34,898,000 | 36,152,000 | 37,233,000 |
| Total capital | 36,887,000 | 38,119,000 | 39,526,000 | 40,761,000 |
| Risk-weighted assets | 338,441,000 | 359,838,000 | 372,057,000 | 389,463,000 |
Machine access — free, no API key
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