Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 367,019,000 | 374,103,000 | 392,717,000 | 407,423,000 |
| Total loans | 269,950,000 | 289,481,000 | 306,142,000 | 323,264,000 |
| Allowance for loan losses | 2,528,000 | 2,767,000 | 2,880,000 | 2,877,000 |
| Securities available for sale | 66,676,000 | 59,147,000 | 55,435,000 | 60,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,444,000 | 304,244,000 | 312,916,000 | 321,283,000 |
| Interest-bearing deposits | 277,232,000 | 266,652,000 | 278,179,000 | 289,137,000 |
| Noninterest-bearing deposits | 16,212,000 | 37,592,000 | 34,737,000 | 32,146,000 |
| Equity capital | 26,956,000 | 31,602,000 | 32,800,000 | 33,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,792,000 | 9,715,000 | 14,968,000 | 20,517,000 |
| Interest expense | 1,649,000 | 3,342,000 | 5,086,000 | 6,959,000 |
| Net interest income | 3,143,000 | 6,373,000 | 9,882,000 | 13,558,000 |
| Noninterest income | 884,000 | 2,375,000 | 3,377,000 | 4,373,000 |
| Noninterest expense | 2,492,000 | 5,284,000 | 7,984,000 | 10,661,000 |
| Provision for loan losses | 163,000 | 448,000 | 668,000 | 809,000 |
| Pretax income | 1,372,000 | 3,016,000 | 4,607,000 | 6,461,000 |
| Income tax | 429,000 | 952,000 | 1,472,000 | 2,028,000 |
| Net income | 943,000 | 2,064,000 | 3,135,000 | 4,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,063,000 | 31,784,000 | 32,355,000 | 33,133,000 |
| Total capital | 28,591,000 | 34,551,000 | 35,235,000 | 36,010,000 |
| Risk-weighted assets | 282,409,000 | 297,960,000 | 314,187,000 | 324,607,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.