Call reports 2003
FIRST BANK — 2003
What FIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 308,329,000 | 320,136,000 | 319,561,000 | 344,141,000 |
| Total loans | 222,253,000 | 227,739,000 | 231,523,000 | 248,232,000 |
| Allowance for loan losses | 2,260,000 | 2,369,000 | 2,494,000 | 2,547,000 |
| Securities available for sale | 51,355,000 | 51,587,000 | 59,208,000 | 68,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,515,000 | 266,095,000 | 265,657,000 | 278,597,000 |
| Interest-bearing deposits | 212,809,000 | 213,473,000 | 248,666,000 | 255,234,000 |
| Noninterest-bearing deposits | 41,706,000 | 52,622,000 | 16,991,000 | 23,363,000 |
| Equity capital | 24,774,000 | 25,386,000 | 25,488,000 | 26,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,300,000 | 8,779,000 | 13,249,000 | 17,737,000 |
| Interest expense | 1,775,000 | 3,528,000 | 5,130,000 | 6,668,000 |
| Net interest income | 2,525,000 | 5,251,000 | 8,119,000 | 11,069,000 |
| Noninterest income | 764,000 | 1,701,000 | 2,658,000 | 3,581,000 |
| Noninterest expense | 2,006,000 | 4,234,000 | 6,616,000 | 9,041,000 |
| Provision for loan losses | 157,000 | 330,000 | 516,000 | 705,000 |
| Pretax income | 1,142,000 | 2,404,000 | 3,660,000 | 4,973,000 |
| Income tax | 364,000 | 763,000 | 1,157,000 | 1,532,000 |
| Net income | 778,000 | 1,641,000 | 2,503,000 | 3,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,858,000 | 24,369,000 | 24,932,000 | 25,470,000 |
| Total capital | 26,118,000 | 26,738,000 | 27,426,000 | 28,017,000 |
| Risk-weighted assets | 228,864,000 | 236,183,000 | 244,429,000 | 260,383,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.