Call reports 2024
COMMERCIAL BANK — 2024
What COMMERCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 591,240,000 | 572,263,000 | 573,802,000 | 566,150,000 |
| Total loans | 414,381,000 | 412,198,000 | 407,595,000 | 395,651,000 |
| Allowance for loan losses | 3,609,000 | 3,528,000 | 3,528,000 | 3,482,000 |
| Securities available for sale | 81,109,000 | 76,433,000 | 73,500,000 | 78,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,630,000 | 507,216,000 | 511,323,000 | 504,720,000 |
| Interest-bearing deposits | 406,799,000 | 392,414,000 | 391,335,000 | 392,670,000 |
| Noninterest-bearing deposits | 114,831,000 | 114,802,000 | 119,988,000 | 112,050,000 |
| Equity capital | 52,846,000 | 53,576,000 | 55,701,000 | 54,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,615,000 | 13,325,000 | 20,070,000 | 26,762,000 |
| Interest expense | 1,885,000 | 3,827,000 | 5,701,000 | 7,283,000 |
| Net interest income | 4,730,000 | 9,498,000 | 14,369,000 | 19,479,000 |
| Noninterest income | 531,000 | 1,131,000 | 1,660,000 | 2,341,000 |
| Noninterest expense | 3,529,000 | 7,011,000 | 10,473,000 | 13,839,000 |
| Provision for loan losses | 40,000 | -40,000 | -40,000 | -87,000 |
| Pretax income | 1,692,000 | 3,657,000 | 5,595,000 | 8,075,000 |
| Income tax | 296,000 | 651,000 | 999,000 | 1,421,000 |
| Net income | 1,396,000 | 3,006,000 | 4,596,000 | 6,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,777,000 | 58,311,000 | 58,781,000 | 59,628,000 |
| Total capital | 61,421,000 | 61,875,000 | 62,345,000 | 63,138,000 |
| Risk-weighted assets | 388,437,000 | 386,738,000 | 381,343,000 | 371,512,000 |