Call reports 2022
COMMERCIAL BANK — 2022
What COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 626,889,000 | 624,475,000 | 612,595,000 | 613,249,000 |
| Total loans | 410,229,000 | 412,037,000 | 416,905,000 | 411,294,000 |
| Allowance for loan losses | 3,832,000 | 3,831,000 | 4,056,000 | 4,154,000 |
| Securities available for sale | 101,804,000 | 97,038,000 | 96,449,000 | 95,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,221,000 | 550,527,000 | 545,343,000 | 544,541,000 |
| Interest-bearing deposits | 403,314,000 | 406,764,000 | 403,457,000 | 404,395,000 |
| Noninterest-bearing deposits | 131,907,000 | 143,763,000 | 141,886,000 | 140,146,000 |
| Equity capital | 55,053,000 | 47,876,000 | 45,788,000 | 47,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,877,000 | 11,920,000 | 17,231,000 | 23,422,000 |
| Interest expense | 460,000 | 951,000 | 1,607,000 | 2,527,000 |
| Net interest income | 6,417,000 | 10,969,000 | 15,624,000 | 20,895,000 |
| Noninterest income | 578,000 | 1,060,000 | 1,684,000 | 2,160,000 |
| Noninterest expense | 3,098,000 | 6,165,000 | 9,360,000 | 12,539,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,897,000 | 5,864,000 | 7,948,000 | 10,516,000 |
| Income tax | 751,000 | 1,090,000 | 1,446,000 | 1,930,000 |
| Net income | 3,146,000 | 4,774,000 | 6,502,000 | 8,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,097,000 | 53,662,000 | 54,295,000 | 54,969,000 |
| Total capital | 56,929,000 | 57,493,000 | 58,351,000 | 59,123,000 |
| Risk-weighted assets | 380,992,000 | 387,442,000 | 395,923,000 | 389,587,000 |