Call reports 2021
COMMERCIAL BANK — 2021
What COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 569,253,000 | 587,107,000 | 591,315,000 | 610,261,000 |
| Total loans | 444,837,000 | 444,407,000 | 449,036,000 | 451,572,000 |
| Allowance for loan losses | 4,257,000 | 4,238,000 | 4,087,000 | 3,821,000 |
| Securities available for sale | 38,696,000 | 36,554,000 | 50,814,000 | 73,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,927,000 | 494,828,000 | 499,319,000 | 517,512,000 |
| Interest-bearing deposits | 350,031,000 | 363,789,000 | 376,377,000 | 391,167,000 |
| Noninterest-bearing deposits | 126,896,000 | 131,039,000 | 122,942,000 | 126,345,000 |
| Equity capital | 54,115,000 | 54,763,000 | 55,441,000 | 56,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,983,000 | 9,663,000 | 14,320,000 | 19,382,000 |
| Interest expense | 572,000 | 1,112,000 | 1,635,000 | 2,136,000 |
| Net interest income | 4,411,000 | 8,551,000 | 12,685,000 | 17,246,000 |
| Noninterest income | 588,000 | 1,181,000 | 1,773,000 | 2,290,000 |
| Noninterest expense | 2,780,000 | 5,684,000 | 8,745,000 | 11,837,000 |
| Provision for loan losses | 0 | 0 | -225,000 | -500,000 |
| Pretax income | 2,219,000 | 4,051,000 | 5,945,000 | 8,206,000 |
| Income tax | 414,000 | 746,000 | 1,082,000 | 1,501,000 |
| Net income | 1,805,000 | 3,305,000 | 4,863,000 | 6,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,909,000 | 50,678,000 | 51,505,000 | 52,363,000 |
| Total capital | 54,166,000 | 54,916,000 | 55,592,000 | 56,184,000 |
| Risk-weighted assets | 347,446,000 | 345,598,000 | 361,455,000 | 370,386,000 |