Call reports 2018
COMMERCIAL BANK — 2018
What COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 529,370,000 | 506,797,000 | 518,420,000 | 526,700,000 |
| Total loans | 387,671,000 | 379,184,000 | 381,704,000 | 374,964,000 |
| Allowance for loan losses | 2,673,000 | 2,656,000 | 2,668,000 | 2,673,000 |
| Securities available for sale | 31,139,000 | 35,281,000 | 33,297,000 | 33,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,448,000 | 402,834,000 | 414,367,000 | 422,237,000 |
| Interest-bearing deposits | 340,944,000 | 327,822,000 | 339,899,000 | 339,187,000 |
| Noninterest-bearing deposits | 82,504,000 | 75,012,000 | 74,468,000 | 83,050,000 |
| Equity capital | 45,568,000 | 46,132,000 | 46,704,000 | 47,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,746,000 | 9,527,000 | 14,320,000 | 19,246,000 |
| Interest expense | 997,000 | 2,073,000 | 3,241,000 | 4,478,000 |
| Net interest income | 3,749,000 | 7,454,000 | 11,079,000 | 14,768,000 |
| Noninterest income | 414,000 | 944,000 | 1,590,000 | 2,074,000 |
| Noninterest expense | 2,700,000 | 5,334,000 | 8,021,000 | 10,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,463,000 | 3,064,000 | 4,639,000 | 6,152,000 |
| Income tax | 270,000 | 555,000 | 822,000 | 1,146,000 |
| Net income | 1,193,000 | 2,509,000 | 3,817,000 | 5,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,142,000 | 42,811,000 | 43,472,000 | 44,014,000 |
| Total capital | 44,815,000 | 45,467,000 | 46,140,000 | 46,687,000 |
| Risk-weighted assets | 331,558,000 | 325,359,000 | 331,101,000 | 325,108,000 |