Call reports 2017
COMMERCIAL BANK — 2017
What COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 534,805,000 | 521,630,000 | 527,772,000 | 525,648,000 |
| Total loans | 387,294,000 | 383,017,000 | 388,739,000 | 389,648,000 |
| Allowance for loan losses | 2,752,000 | 2,790,000 | 2,767,000 | 2,681,000 |
| Securities available for sale | 31,965,000 | 31,756,000 | 32,322,000 | 31,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,712,000 | 417,202,000 | 418,930,000 | 417,738,000 |
| Interest-bearing deposits | 352,195,000 | 333,962,000 | 339,573,000 | 330,545,000 |
| Noninterest-bearing deposits | 84,517,000 | 83,240,000 | 79,357,000 | 87,193,000 |
| Equity capital | 44,478,000 | 45,131,000 | 45,554,000 | 45,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,563,000 | 9,247,000 | 14,098,000 | 19,199,000 |
| Interest expense | 845,000 | 1,768,000 | 2,698,000 | 3,661,000 |
| Net interest income | 3,718,000 | 7,479,000 | 11,400,000 | 15,538,000 |
| Noninterest income | 412,000 | 982,000 | 1,451,000 | 1,881,000 |
| Noninterest expense | 4,358,000 | 7,066,000 | 9,614,000 | 12,123,000 |
| Provision for loan losses | 16,000 | 0 | -75,000 | -150,000 |
| Pretax income | -243,000 | 1,396,000 | 3,313,000 | 5,447,000 |
| Income tax | -133,000 | 376,000 | 958,000 | 1,667,000 |
| Net income | -110,000 | 1,020,000 | 2,355,000 | 3,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,376,000 | 41,014,000 | 41,493,000 | 41,733,000 |
| Total capital | 43,128,000 | 43,804,000 | 44,260,000 | 44,414,000 |
| Risk-weighted assets | 323,190,000 | 322,501,000 | 329,517,000 | 330,824,000 |