Call reports 2011
COMMERCIAL BANK — 2011
What COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 397,299,000 | 391,085,000 | 384,009,000 | 374,917,000 |
| Total loans | 304,473,000 | 296,206,000 | 290,361,000 | 291,205,000 |
| Allowance for loan losses | 3,206,000 | 2,753,000 | 2,876,000 | 2,967,000 |
| Securities available for sale | 30,466,000 | 32,850,000 | 34,660,000 | 34,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,906,000 | 332,241,000 | 327,241,000 | 320,675,000 |
| Interest-bearing deposits | 292,061,000 | 287,963,000 | 280,440,000 | 279,026,000 |
| Noninterest-bearing deposits | 46,845,000 | 44,278,000 | 46,801,000 | 41,649,000 |
| Equity capital | 28,591,000 | 29,106,000 | 29,753,000 | 29,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,802,000 | 9,618,000 | 14,354,000 | 18,915,000 |
| Interest expense | 1,520,000 | 2,976,000 | 4,394,000 | 5,708,000 |
| Net interest income | 3,282,000 | 6,642,000 | 9,960,000 | 13,207,000 |
| Noninterest income | 503,000 | 908,000 | 1,382,000 | 1,687,000 |
| Noninterest expense | 2,575,000 | 5,057,000 | 7,775,000 | 10,305,000 |
| Provision for loan losses | 228,000 | 600,000 | 698,000 | 1,049,000 |
| Pretax income | 982,000 | 1,897,000 | 2,865,000 | 3,536,000 |
| Income tax | 306,000 | 587,000 | 851,000 | 1,052,000 |
| Net income | 676,000 | 1,310,000 | 2,014,000 | 2,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,744,000 | 28,053,000 | 28,436,000 | 28,757,000 |
| Total capital | 30,673,000 | 30,806,000 | 31,305,000 | 31,630,000 |
| Risk-weighted assets | 234,020,000 | 232,610,000 | 229,532,000 | 229,739,000 |