Call reports 2026
FNB OXFORD BANK — 2026
What FNB OXFORD BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 931,179,000 | 939,718,000 |
| Total loans | 515,424,000 | 532,508,000 |
| Allowance for loan losses | 5,363,000 | 5,544,000 |
| Securities available for sale | 343,614,000 | 311,335,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 791,789,000 | 786,945,000 |
| Interest-bearing deposits | 672,806,000 | 648,478,000 |
| Noninterest-bearing deposits | 118,983,000 | 138,467,000 |
| Equity capital | 103,033,000 | 105,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,996,000 | 24,011,000 |
| Interest expense | 5,611,000 | 11,086,000 |
| Net interest income | 6,385,000 | 12,925,000 |
| Noninterest income | -204,000 | 208,000 |
| Noninterest expense | 4,154,000 | 8,530,000 |
| Provision for loan losses | 225,000 | 450,000 |
| Pretax income | 2,332,000 | 4,788,000 |
| Income tax | 440,000 | 955,000 |
| Net income | 1,892,000 | 3,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 108,475,000 | 110,416,000 |