Call report 2025Q4
FNB OXFORD BANK — 2025Q4
The 22 measures FNB OXFORD BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 911,006,000 | USD | evidence → |
| Total loans | 484,378,000 | USD | evidence → |
| Allowance for loan losses | 5,152,000 | USD | evidence → |
| Securities available for sale | 343,147,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 772,612,000 | USD | evidence → |
| Interest-bearing deposits | 655,657,000 | USD | evidence → |
| Noninterest-bearing deposits | 116,955,000 | USD | evidence → |
| Equity capital | 102,515,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,332,000 | USD | evidence → |
| Interest expense | 20,819,000 | USD | evidence → |
| Net interest income | 24,513,000 | USD | evidence → |
| Noninterest income | 1,537,000 | USD | evidence → |
| Noninterest expense | 15,331,000 | USD | evidence → |
| Provision for loan losses | 1,825,000 | USD | evidence → |
| Pretax income | 8,947,000 | USD | evidence → |
| Income tax | 1,934,000 | USD | evidence → |
| Net income | 7,013,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 106,695,000 | USD | evidence → |