Call reports 2017
FNB OXFORD BANK — 2017
What FNB OXFORD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 301,105,000 | 303,551,000 | 308,723,000 | 306,844,000 |
| Total loans | 171,271,000 | 179,374,000 | 180,286,000 | 186,480,000 |
| Allowance for loan losses | 2,088,000 | 2,085,000 | 2,086,000 | 2,087,000 |
| Securities available for sale | 96,329,000 | 94,999,000 | 91,899,000 | 95,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,007,000 | 254,994,000 | 259,878,000 | 255,876,000 |
| Interest-bearing deposits | 166,925,000 | 170,080,000 | 172,569,000 | 170,882,000 |
| Noninterest-bearing deposits | 82,082,000 | 84,914,000 | 87,309,000 | 84,994,000 |
| Equity capital | 34,646,000 | 35,534,000 | 35,856,000 | 35,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,485,000 | 5,054,000 | 7,726,000 | 10,491,000 |
| Interest expense | 164,000 | 337,000 | 534,000 | 756,000 |
| Net interest income | 2,321,000 | 4,717,000 | 7,192,000 | 9,735,000 |
| Noninterest income | 1,261,000 | 1,582,000 | 1,930,000 | 2,469,000 |
| Noninterest expense | 1,802,000 | 3,603,000 | 5,420,000 | 7,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,780,000 | 2,696,000 | 3,696,000 | 4,548,000 |
| Income tax | 495,000 | 655,000 | 885,000 | 1,300,000 |
| Net income | 1,285,000 | 2,041,000 | 2,811,000 | 3,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,266,000 | 34,627,000 | 35,003,000 | 34,935,000 |
| Total capital | 36,354,000 | 36,712,000 | 37,089,000 | 37,022,000 |
| Risk-weighted assets | 190,012,000 | 196,701,000 | 198,577,000 | 205,537,000 |