Call reports 2007
FNB OXFORD BANK — 2007
What FNB OXFORD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 253,053,000 | 247,218,000 | 257,603,000 | 253,014,000 |
| Total loans | 137,662,000 | 141,151,000 | 137,576,000 | 142,585,000 |
| Allowance for loan losses | 1,057,000 | 1,132,000 | 1,256,000 | 1,302,000 |
| Securities available for sale | 82,768,000 | 90,999,000 | 97,089,000 | 95,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,866,000 | 219,554,000 | 228,158,000 | 222,869,000 |
| Interest-bearing deposits | 184,054,000 | 177,356,000 | 183,357,000 | 178,722,000 |
| Noninterest-bearing deposits | 41,812,000 | 42,198,000 | 44,801,000 | 44,146,000 |
| Equity capital | 25,623,000 | 25,432,000 | 26,450,000 | 27,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,750,000 | 7,736,000 | 11,766,000 | 15,777,000 |
| Interest expense | 1,614,000 | 3,284,000 | 5,044,000 | 6,745,000 |
| Net interest income | 2,136,000 | 4,452,000 | 6,722,000 | 9,032,000 |
| Noninterest income | 388,000 | 779,000 | 1,140,000 | 1,510,000 |
| Noninterest expense | 1,327,000 | 2,750,000 | 4,137,000 | 5,802,000 |
| Provision for loan losses | 30,000 | 90,000 | 210,000 | 300,000 |
| Pretax income | 1,167,000 | 2,391,000 | 3,515,000 | 4,440,000 |
| Income tax | 275,000 | 565,000 | 855,000 | 1,070,000 |
| Net income | 892,000 | 1,826,000 | 2,660,000 | 3,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,352,000 | 25,940,000 | 26,426,000 | 26,769,000 |
| Total capital | 26,409,000 | 27,072,000 | 27,682,000 | 28,071,000 |
| Risk-weighted assets | 156,495,000 | 156,908,000 | 156,276,000 | 157,921,000 |
Machine access — free, no API key
Every figure shown here about FNB OXFORD BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.