Call reports 2025
TEXAS CAPITAL BANK — 2025
What TEXAS CAPITAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 31,102,641,000 | 31,631,701,000 | 32,246,474,000 | 31,263,826,000 |
| Total loans | 22,379,784,000 | 23,925,534,000 | 24,191,863,000 | 24,044,563,000 |
| Allowance for loan losses | 278,379,000 | 277,648,000 | 274,026,000 | 270,557,000 |
| Securities available for sale | 3,678,378,000 | 3,774,141,000 | 3,801,261,000 | 3,951,455,000 |
| Securities held to maturity | 779,354,000 | 761,907,000 | 743,120,000 | 725,722,000 |
| Trading assets | 23,989,000 | 30,859,000 | 29,823,000 | 27,117,000 |
| Total deposits | 26,559,632,000 | 26,529,057,000 | 27,942,586,000 | 26,740,905,000 |
| Interest-bearing deposits | 18,178,254,000 | 18,346,303,000 | 19,812,401,000 | 19,481,345,000 |
| Noninterest-bearing deposits | 8,381,378,000 | 8,182,754,000 | 8,130,185,000 | 7,259,560,000 |
| Equity capital | 3,178,283,000 | 3,286,843,000 | 3,427,056,000 | 3,555,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 426,215,000 | 864,122,000 | 1,323,053,000 | 1,766,258,000 |
| Interest expense | 185,544,000 | 365,996,000 | 548,998,000 | 720,201,000 |
| Net interest income | 240,671,000 | 498,126,000 | 774,055,000 | 1,046,057,000 |
| Noninterest income | 30,346,000 | 63,936,000 | 103,201,000 | 146,783,000 |
| Noninterest expense | 184,861,000 | 354,115,000 | 518,854,000 | 686,117,000 |
| Provision for loan losses | 16,467,000 | 28,701,000 | 38,819,000 | 46,077,000 |
| Pretax income | 68,597,000 | 175,053,000 | 314,387,000 | 451,246,000 |
| Income tax | 15,290,000 | 41,337,000 | 74,311,000 | 106,982,000 |
| Net income | 53,307,000 | 133,716,000 | 240,076,000 | 344,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,312,614,000 | 3,397,976,000 | 3,509,504,000 | 3,618,691,000 |
| Total capital | 3,644,858,000 | 3,732,255,000 | 3,842,043,000 | 3,951,503,000 |
| Risk-weighted assets | 27,845,414,000 | 28,782,678,000 | 27,998,692,000 | 27,823,615,000 |
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