Call reports 2020
TEXAS CAPITAL BANK — 2020
What TEXAS CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 35,847,732,000 | 36,555,935,000 | 38,388,581,000 | 37,708,641,000 |
| Total loans | 25,212,946,000 | 25,971,910,000 | 25,808,571,000 | 24,706,525,000 |
| Allowance for loan losses | 240,958,000 | 264,722,000 | 290,165,000 | 254,615,000 |
| Securities available for sale | 204,177,000 | 206,832,000 | 1,337,609,000 | 3,163,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 114,223,000 | 121,403,000 | 109,186,000 | 97,046,000 |
| Total deposits | 27,203,978,000 | 30,252,661,000 | 32,020,193,000 | 31,054,046,000 |
| Interest-bearing deposits | 17,713,959,000 | 19,351,784,000 | 19,620,275,000 | 18,255,642,000 |
| Noninterest-bearing deposits | 9,490,019,000 | 10,900,877,000 | 12,399,918,000 | 12,798,404,000 |
| Equity capital | 2,840,408,000 | 2,775,791,000 | 2,844,077,000 | 2,917,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 306,502,000 | 559,186,000 | 803,161,000 | 1,058,548,000 |
| Interest expense | 75,599,000 | 115,814,000 | 150,311,000 | 180,821,000 |
| Net interest income | 230,903,000 | 443,372,000 | 652,850,000 | 877,727,000 |
| Noninterest income | -863,000 | 46,010,000 | 93,066,000 | 121,109,000 |
| Noninterest expense | 148,974,000 | 350,417,000 | 505,786,000 | 644,589,000 |
| Provision for loan losses | 95,029,000 | 192,935,000 | 219,962,000 | 249,769,000 |
| Pretax income | -16,940,000 | -54,035,000 | 21,453,000 | 107,476,000 |
| Income tax | -3,812,000 | -10,271,000 | 5,491,000 | 28,976,000 |
| Net income | -13,655,000 | -43,764,000 | 15,962,000 | 78,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,828,100,000 | 2,779,361,000 | 2,848,350,000 | 2,904,211,000 |
| Total capital | 3,283,989,000 | 3,254,708,000 | 3,345,075,000 | 3,375,983,000 |
| Risk-weighted assets | 28,521,459,000 | 29,214,275,000 | 29,278,731,000 | 28,940,337,000 |