Call reports 2019
TEXAS CAPITAL BANK — 2019
What TEXAS CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 28,371,355,000 | 29,940,219,000 | 33,506,554,000 | 32,529,274,000 |
| Total loans | 25,255,437,000 | 25,389,984,000 | 27,398,481,000 | 27,212,897,000 |
| Allowance for loan losses | 208,573,000 | 214,572,000 | 190,138,000 | 195,047,000 |
| Securities available for sale | 209,408,000 | 218,478,000 | 214,986,000 | 214,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 29,752,000 | 50,790,000 | 58,433,000 | 46,719,000 |
| Total deposits | 20,734,961,000 | 23,080,335,000 | 27,498,797,000 | 26,550,105,000 |
| Interest-bearing deposits | 13,906,520,000 | 15,313,737,000 | 17,123,731,000 | 17,040,134,000 |
| Noninterest-bearing deposits | 6,828,441,000 | 7,766,598,000 | 10,375,066,000 | 9,509,971,000 |
| Equity capital | 2,606,338,000 | 2,695,403,000 | 2,787,310,000 | 2,864,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 326,765,000 | 675,029,000 | 1,032,054,000 | 1,371,230,000 |
| Interest expense | 87,598,000 | 188,628,000 | 289,307,000 | 376,501,000 |
| Net interest income | 239,167,000 | 486,401,000 | 742,747,000 | 994,729,000 |
| Noninterest income | 22,859,000 | 40,187,000 | 51,858,000 | 66,149,000 |
| Noninterest expense | 131,550,000 | 267,141,000 | 406,741,000 | 561,061,000 |
| Provision for loan losses | 21,639,000 | 47,644,000 | 60,083,000 | 77,794,000 |
| Pretax income | 109,772,000 | 213,312,000 | 329,325,000 | 424,075,000 |
| Income tax | 23,202,000 | 45,324,000 | 69,992,000 | 87,340,000 |
| Net income | 85,775,000 | 166,482,000 | 257,270,000 | 334,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,583,459,000 | 2,665,157,000 | 2,756,947,000 | 2,835,043,000 |
| Total capital | 3,025,045,000 | 3,113,803,000 | 3,179,785,000 | 3,262,144,000 |
| Risk-weighted assets | 27,908,200,000 | 28,702,847,000 | 30,017,462,000 | 29,869,569,000 |